Restructure (unfinished)

scripts/server/insurance.js

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+// ===========================================================================
+// Vortrex's Roleplay Resource
+// https://github.com/VortrexFTW/gtac_roleplay
+// ===========================================================================
+// FILE: insurance.js
+// DESC: Provides insurance commands, functions, and usage
+// TYPE: Server (JavaScript)
+// ===========================================================================
+
+// Insurance Account Owner Types
+const VRR_INS_ACCT_OWNER_NONE = 0;               // None
+const VRR_INS_ACCT_OWNER_PLAYER = 1;             // Player owns insurance company
+const VRR_INS_ACCT_OWNER_BIZ = 2;                // Business owns insurance company
+const VRR_INS_ACCT_OWNER_CLAN = 3;               // Clan owns insurance company
+
+// ===========================================================================
+
+// Insurance Account Entity Types
+const VRR_INS_ACCT_ENTITY_NONE = 0;              // None
+const VRR_INS_ACCT_ENTITY_PLAYER_HEALTH = 1;     // Health Insurance
+const VRR_INS_ACCT_ENTITY_PLAYER_LIFE = 2;       // Life Insurance
+const VRR_INS_ACCT_ENTITY_VEH = 3;               // Vehicle Insurance
+const VRR_INS_ACCT_ENTITY_BIZ = 4;               // Business Insurance
+const VRR_INS_ACCT_ENTITY_HOUSE = 5;             // House Insurance
+
+// ===========================================================================
+
+// Insurance Account History Types
+const VRR_INS_ACCT_HISTORY_NONE = 0;             // None
+const VRR_INS_ACCT_HISTORY_PLAYER_MEDICAL = 1;   // Medical insurance was used (player disease/injury)
+const VRR_INS_ACCT_HISTORY_PLAYER_DEATH = 2;     // Life insurance was used (player death)
+const VRR_INS_ACCT_HISTORY_VEH_DAMAGE = 3;       // Vehicle was damaged, but not destroyed
+const VRR_INS_ACCT_HISTORY_VEH_WRECKED = 4;      // Vehicle was completely destroyed
+const VRR_INS_ACCT_HISTORY_VEH_THEFT = 5;        // Vehicle was stolen
+const VRR_INS_ACCT_HISTORY_BIZ_DAMAGE = 6;       // Business was damaged (broken items/window/door)
+const VRR_INS_ACCT_HISTORY_BIZ_THEFT = 7;        // Business was stolen from
+const VRR_INS_ACCT_HISTORY_HOUSE_DAMAGE = 8;     // House was damaged
+const VRR_INS_ACCT_HISTORY_HOUSE_THEFT = 9;      // House was stolen from
+
+// ===========================================================================